Core Infrastructure Products
We help you select, implement, and align the right products—ensuring scalability, performance, and compliance for your digital payment infrastructure.
Cloud HSM
- Secure key generation, storage, and cryptographic operations.
- Compliance with PCI DSS, EMVCo, and ISO standards.
- Supports PIN translation, PAN encryption, and token vault integration.
- Integrates with backend systems, mobile SDKs, and CI/CD workflows.
- Vendor-agnostic design compatible with AWS CloudHSM, Thales, and more.
Tokenization
- Supports card, account, device, and merchant tokenization.
- Compatible with Visa/Mastercard scheme tokens and proprietary formats.
- Token lifecycle management (generation, detokenization, expiry).
- Cloud vault and secure mobile SDK integration.
- Reduces compliance risk while enabling embedded payment use cases.
Card Issuance
- Digital-first issuance of prepaid, credit, and debit cards.
- Lifecycle events: activation, reissuance, and termination.
- Virtual and physical card provisioning APIs.
- Custom branding and profile-based controls (limits, MCC, region).
- Compatible with embedded finance stacks and BIN sponsorship providers.
Payment Gateway
- Multi-rail support: UPI, cards, netbanking, wallets, BNPL.
- Unified APIs for auth, capture, refund, and reconciliation.
- Custom rules for fraud control and transaction throttling.
- Merchant onboarding and dashboard configuration flows.
- White-labeled UI and branding options available.
Payment Enablement
- POS integration with backend systems for unified reporting.
- QR, NFC, and link-based checkout modes.
- Reconciliation-ready invoice and receipt generation.
- Pre-integrated loyalty and promo modules.
- Inventory, user, and shift-level controls.
- PCI MPoC certified tap-to-pay using Android & iOS devices.
- PIN-on-glass and biometric-ready for secure authentication.
- Integrates with booking, billing, and commerce apps.
- Dynamic QR and token-based payment compatibility.
- Cost-effective alternative to traditional POS terminals.
- Unified checkout API for retail and online commerce.
- Real-time settlement updates and customer receipts.
- Dynamic UI elements for embedded payment flows.
- Fraud rules, offer redemption, and OTP verification options.
- Plug-in compatibility with Shopify, WooCommerce, ERP systems.
eInvoicing & eReceipts
- Real-time invoice and receipt generation with tax compliance.
- Custom branded templates and regulatory formatting.
- Integrated with POS, ERP, and reconciliation modules.
- Supports digital signatures, QR codes, and PDF/HTML formats.
- Automated emailing and SMS-based delivery.
4-Way Reconciliation
- Automated reconciliation across transaction, settlement, bank, and invoice data.
- Mismatch reporting, auto-adjustments, and dispute management.
- Configurable rules for tolerance, offsets, and exceptions.
- Supports both real-time and batch-based models.
- Visualization dashboards with audit trails.
Core Banking Integration
- APIs for ledger sync, transaction push, and account linking.
- Support for CBS middleware and ISO 8583 / ISO 20022 conversions.
- Direct integration with balance, limits, and KYC systems.
- Secure routing via internal VPN or banking sandbox APIs.
- Ensures compliance for regulated financial institutions.
“Connecting Fintech”, a venture of Vinaaka Tech Private Limited, is a fintech startup consulting firm, built as a collective of senior fintech professionals with decades of experience across global markets.
Useful Links
Contact Info
- info@connectingfintech.com
- 9741492197, 9822751591
- 53, R Arbors by the lake, Jigani, Bangalore.